1. Diversification: The MMM-SSF Fund invests across a wide range of asset classes, including domestic and international equities, government bonds, and other debt instruments. This diversification helps reduce overall portfolio risk and provides exposure to different market sectors.

2. Tax Benefits: A key feature of the MMM-SSF Fund is its tax efficiency. As part of the SSF framework, the fund is eligible for tax exemptions on capital gains and interest income, making it an ideal choice for investors looking to minimize their tax liabilities.

3. Moderate Risk with Potential for Growth: The MMM-SSF Fund seeks to achieve steady long-term growth by investing in a mix of asset classes. While equities offer the potential for higher returns, government bonds and other fixed-income securities help to reduce volatility and mitigate risk, creating a balanced portfolio that suits moderate-risk investors.

4. Long-Term Investment Strategy: Designed with long-term wealth accumulation in mind, the MMM-SSF Fund focuses on capital growth over an extended investment horizon. This makes it a suitable option for investors with a long-term investment horizon who are looking to build wealth gradually while benefiting from tax advantages.

Target Investors

The MMM-SSF Fund is ideal for:

• Long-term investors: Those looking for a growth-oriented investment option with a focus on building wealth over time.

• Moderate-risk investors: Individuals seeking a balanced risk-return profile with a mix of equities and fixed-income assets.

• Tax-conscious investors: Those who want to take advantage of the tax benefits provided by the SSF framework, including exemptions on capital gains and interest income. shutdown123